Match Your Bills to
Your Paychecks

Money planning is hard. Mistakes are costly. We handle the math, so You can do You! — and you stay in control.

Then just $5.99/month. Cancel anytime.

No bank login required • Your data stays private

Everything You Need

Smart cash flow management that respects your privacy

📅

Smart Scheduling

Automatically matches every bill and credit card payment to the right paycheck — before the due date.

💰

Cash Forecasting

See your available cash weeks and months ahead. Know exactly what you'll have after bills are paid.

💳

Credit Card Tracking

Track minimums, due dates, and payment history. Never pay late fees or hurt your credit score.

📊

Visual Dashboard

Clear, at-a-glance view of your entire cash flow. See what's due, when, and what paycheck covers it.

🔔

Smart Reminders

Get notified before payments are due, aligned with your paydays. Never scramble to pay bills. (Coming Soon)

🏝

Time Off Planning

Log time off to adjust your pay forecasts. Plan ahead for reduced paychecks during vacation.

How It Works

Get started in minutes. No bank login. No complicated setup.

1

Add Your Paychecks

Tell us when you get paid, how much, and how often. We support weekly, bi-weekly, and semi-monthly schedules.

2

Enter Your Bills

Add your recurring bills and credit cards with due dates and amounts. Takes just a few minutes.

3

We Do The Math

PaydayVibes calculates which paycheck to use for each bill and forecasts your cash flow, so you can plan ahead.

4

Stay On Track

Track your payments and always know exactly where you stand financially with real-time forecasts.

🔒 Privacy First

Your Money, Your Data

Unlike other finance apps, we never ask for your bank login credentials. You input your paychecks and bills manually, so your sensitive financial accounts stay completely private and secure. No login sharing. Just smart scheduling.

Learn More About Privacy

Ready to Take Control?

Stop stressing about bills and start taking control of your cash flow today.

Start 7-Day Free Trial

Then just $5.99/month. Cancel anytime.